Monero to Ripple Exchange Rates
Non-custodial route specifications for XMR (Monero Native) to XRP (XRP Ledger). Direct wallet settlement with zero custodian holding period.
You Send
XMR
↔
You Receive (Estimated)
84.1923
XRP
1 XMR = 84.1923 XRP • Flat 0.5% fee • Direct wallet payout
Swap on LuxSwap
Verified Exchange Desks
| Exchange | Rate Quote | Fee | KYC Requirement | Settlement Time | Action |
|---|---|---|---|---|---|
| LuxSwap Best Rate | 84.1923 XRP | 0.5% flat | None | 20-30 min | Swap Now |
| ChangeNOW | 82.9294 XRP | 1.5% | Automated flag risk | 15 - 30 min | Benchmark |
| SimpleSwap | 83.1820 XRP | 1.2% | None | 15 - 25 min | Benchmark |
| SideShift | 83.3504 XRP | 1.0% | None | 10 - 20 min | Benchmark |
| Centralized Exchange (CEX) | Spot price | 0.1% + withdrawal fee | Mandatory ID | 1 - 4 hours | Custodial |
ChangeNOW
Benchmark
Rate: 82.9294 XRP
Fee: 1.5%
Network Parameters
Deposit Network
Monero Native
Consensus Protocol
Proof of Work (RandomX)
Block Time
120s
Confirmations Required
10 blocks
Average Settlement
20-30 min
Destination Memo
Required for CEX
Ledger Model
Ring Signatures / Stealth Addresses
Payout Network
XRP Ledger
Other Monero (XMR) Routes
Other Routes to Ripple (XRP)
Frequently Asked Questions
How long does the XMR to XRP swap take?
Settlement typically takes 20-30 min, requiring 10 network confirmations on Monero Native. Once confirmed, the payout transaction to your XRP destination address is broadcast immediately.
Is identity verification required to exchange XMR for XRP?
Standard crypto-to-crypto swaps between XMR and XRP execute non-custodially without mandatory account registration or identity verification.
Does Ripple (XRP) require a destination memo?
Ripple transfer memo requirement: Yes, a Destination Tag or Memo is required when sending to centralized exchange accounts.